Veterans Affairs banner with U.S. FlagVeterans Affairs banner with U.S. Flag

Health Administration Center

APPLICATION FOR BENEFITS OVERVIEW

General Information:

An application (VA Form 10-10d) must be submitted to us before you or your physician submits bills for health care services. You must have a Social Security Number (SSN) for each individual on the application, including newborns. If you need an SSN for a member of your family, contact your nearest Social Security Office. After your application is processed, we will mail a CHAMPVA Authorization Card (A-Card) to each authorized family member.

Sample CHAMPVA Card
  • New family members: To establish CHAMPVA eligibility for new dependents (including spouse, newborns, adopted children, stepchild), the following must be done before submitting an application:
    • Obtain a Social Security Number (if the dependent doesn't have one).
    • Establish dependency to the veteran sponsor by contacting the VARO.
  • No claim will be paid until CHAMPVA eligibility is established.
The Application Process:

To apply for benefits, send the following information to the HAC, CHAMPVA-Eligibility, PO Box 469028, Denver, CO 80246-9028. Forms are available from the voice mail menu, at 1-800-733-8387, 24 hours a day, 7 days per week. Please consider placing calls for an application form during evening or weekend hours. You may also obtain the necessary forms from our website at www.va.gov/hac. By selecting FORMS from the left panel.

  • VA Form 10-10d, Application for CHAMPVA Benefits
  • VA Form 10-7959c, CHAMPVA Other Health Insurance Certification
  • A copy of your Medicare card if you are also eligible for Medicare
  • A copy of the veteran's DD 214 Form, Certificate of Release or Discharge from Active Duty (or Report of Separation for WWII and Korean era veterans). If you cannot find this form, send in your application without it. We will obtain one from the VA Regional Office.

Federal law requires that family members of the veteran be legal dependents. The relationship of the veteran to the individual applying for CHAMPVA benefits will be verified with the VA Regional Office. If you have not previously contacted the VA Regional Office to establish your legal relationship to the veteran, you should do so prior to applying for CHAMPVA. Once you have done so, submit your application for CHAMPVA benefits to us. To reduce the time it takes to process your application, we recommend you also send a copy (never the original) of the following documents that are applicable to you with your application. These documents do not need to be notarized. If the documents are included with your application and the forms are filled out correctly, it normally takes 45 days to process your application from the date it is received:

Documentation When Needed
The Department of VeteransAffairs (VA) rating decision
  • Qualifying sponsor is permanently and totally disabled due to a service-connected condition
  • Qualifying sponsor died as a result of a service-connected condition or was permanently and totally disabled at the time of death
The casualty report
  • Qualifying sponsor died on active duty
Marriage license/certificate
  • Spouse/widow(er) applications
Birth certificate
  • Dependent children applications (birth, adopted, stepchildren)
Adoption court order
  • Adopted children
School certification letter
  • Dependent children between the ages of 18 and 23
  • An eligibility determination will be made based on the information provided. If all the necessary documentation is received, a CHAMPVA Authorization card will be issued. However, VA Form 3884 (Exchange of Beneficiary Information and Request for Eligibility Data - CHAMPVA) will still be sent to the VARO to verify the information. Additionally, the information will be sent to DEERS to verify there is not TRICARE eligibility. Chapter I, Section 3.1
  • A certificate of naturalization may be accepted in lieu of a birth certificate.
Previous Next
If you don't already have it, you'll need viewer software to view some files on this web page. You can download the free viewer software here.