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Health Benefits

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Determine Cost of Care

Many Veterans qualify for cost-free health care services based on a compensable service-connected condition or other qualifying factors.

Copays

Some Veterans may be required to pay a copay for treatment of their nonservice-connection conditions. While some Veterans qualify for free health care based on certain eligibilities, most Veterans will be required to complete a financial assessment at the time of enrollment to determine whether they are eligible for enrollment and for free health care services. If the Veteran's gross household (including spouse and dependents, if applicable) income exceeds the VA income limits, the Veteran may be required to pay a copay for health care services.

Financial Assessment & Income Verification

Most Veterans not receiving VA disability compensation or pension payments must complete a financial assessment at the time of enrollment to determine if they qualify for free VA healthcare. Most non-service connected and non-compensable 0% service connected Veterans who report their total gross household income under VA’s Income limits may be subject to income verification. For more information regarding VA’s income verification process, see Income Verification

Private Health Care Insurance

Providing health insurance information may reduce or eliminate copays. Veterans with health insurance may choose to use their private health insurance to supplement their VA benefits. Payments from private health insurance usually cover copay expenses for VA health care. Having private health insurance does not affect eligibility for VA health care.