January 7, 2003

of bulletin 03ga2.04

2003 FEDERAL INCOME TAX WITHHOLDING
FORMULA, other rates and limits

1.  REASON FOR ISSUE: This bulletin transmits the 2003 Federal income tax withholding formula, military deposit and back pay interest rates, FICA wage base, TSP annual contribution limit and the Federal income tax withholding rate for supplemental payments.

2.  FEDERAL INCOME TAX: The 2003 Federal Income Tax withholding formula affects the computation of federal income tax deductions for salary paid on or after January 1, 2003.

2003 FEDERAL INCOME TAX WITHHOLDING FORMULA

a.  Calculate the annualized gross wages by multiplying the biweekly gross wages by 26 pay periods.

b.  If the employee participates in the Thrift Savings Plan (TSP) or Federal Employees Health Benefits – Premium Conversion (FEHB-PC) program, multiply the TSP and FEHB deductions by 26 and subtract this result from the annualized gross wages to determine the adjusted annualized gross wages.

c.  Multiply the number of exemptions claimed by $3,050.00 and subtract this result from adjusted annualized gross wages to determine taxable wages.

d.  If the employee is single or head of household, apply the rates below to taxable wages to determine the annual tax amount:

TAXABLE WAGES

OVER

NOT OVER

AMOUNT OF TAX

$      0

$     2,650.00

$    0.00 plus 0.0% over  $0.00

2,650.00

8,550.00

0.00 plus 10.0% over 2,650.00

8,550.00

30,100.00

590.00 plus 15.0% over 8,550.00

30,100.00

65,920.00

3,822.50 plus 27.0% over 30,100.00

65,920.00

145,200.00

13,493.90 plus 30% over 65,920.00

145,200.00

313,650.00

37,277.90 plus 35% over 145,200.00

313,650.00

AND OVER

96,235.40 plus 38.6% over 313, 650.00

e.   If the employee is married, apply the rates below to taxable wages to determine the annual tax amount:

TAXABLE WAGES

OVER

NOT OVER

AMOUNT  OF  TAX

$      0

$   6,450.00

$0.00 plus  0.0%  over  $0.00

6,450.00

18,450.00

0.00 plus 10.0% over 6,450.00

18,450.00

52,350.00

1,200.00 plus 15.0%  over  18,450.00

52,350.00

111,800.00

6,285.00 plus 27% over 52,350.00

111,800.00

179,600.00

22,336.50 plus 30% over 111,800.00

179,600.00

316,850.00

42,676.50 plus 35% over 179,600.00

316,850.00

AND OVER

90,714.00 plus 38.6% over 316,850.00

 f.  Divide the annual tax amount calculated in steps 2d or 2e by 26 to determine the biweekly withholding amount.

3.  FEDERAL WITHHOLDING FOR SUPPLEMENTAL PAYMENTS:  For tax year 2003, the Federal income tax withholding for supplemental payments will remain at 27%.  This rate applies to such payments as awards, voluntary separation incentive payments and, when requested, lump sum leave payments.

4.  MILITARY SERVICE DEPOSIT RATES: The following are calendar year interest rates to be used for computing military service deposits:  (To determine the composite rate for a particular interest accrual date, refer to MP-6, Part V, Supp. 2.3, Section 5.12 c(2)(b)(3)). 

2003

5.000%

2002

5.500%

2001

6.375%

2000

5.875%

1999

5.750%

1998

6.750%

1997

6.875%

1996

6.875%

1995

7.000%


5.  BACKPAY INTEREST RATES: The following rates should be used to update the OPM-provided Back Pay Award interest computation program:

 

January 1, 2003

5%

October 1, 2002

6%

July 1, 2002

6%

April 1, 2002

6%

January 1, 2002

6%

October 1, 2001

7%

July 1, 2001

7%

April 1, 2001

8%

January 1, 2001

9%

 

 6.  FICA WAGE BASE: The FICA wage base increases from $84,900 to $87,000 effective January 1, 2003.  The rate for FICA, 6.20%, remains the same.  The wage base for Medicare is still unlimited and the rate for Medicare remains at 1.45%.

7.  THRIFT SAVINGS PLAN (TSP) LIMIT: For 2003, the maximum annual deferral amount for TSP increases from $11,000 to $12,000.  (Information on the catch-up provision for employees 50 and over will be issued as soon as it is available from the Thrift Investment Board.)

8.  RESCISSONS:  This bulletin rescinds OF Bulletins 02GA2.02

9.  QUESTIONS:  Questions concerning this bulletin should be directed to the appropriate office below:

VHA Odd Number VISN

VHA Payroll Helpline I (Outlook e-mail)

VHA Even Number VISN

VHA Payroll Helpline II (Outlook e-mail)

VBA

(202) 273-7309

All Others

(202) 273-6038

 

 

//S// THURSTAN L. HUNTER FOR

MONICA CONGLETON
Director, Accounting and Payroll Service (047GA)