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Veterans Affairs Life Insurance Program to Launch


December 1, 2021

Detroit , MI — Beginning January 1, 2023, based on Veteran advocacy and recent legislation, the VA will offer a new Veterans Affairs Life Insurance program (VALI).

VALI has fixed premiums for life that are lower the sooner one signs up; an initial two year period to achieve the policy face value; and retains cash value that builds up over time. As a person ages, life insurance becomes more popular, but also more expensive or difficult to approve the later someone applies.

VALI offers guaranteed acceptance whole life coverage up to $40,000 for all service-connected Veterans age 80 and under with no medical underwriting and no time limit to apply. Some Veterans over age 80 may also be eligible.

Some VALI resources include:

Please note, the new offerings in the VALI program are effective January 1, 2023.

Media contacts

Elliott Sprehe, Public Affairs Specialist


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