If you are enrolled in any of VA’s programs listed below, you don’t need to do anything more. You meet the requirements to have health care under the health care law:
The health care law does not change your VA health care benefits or out-of-pocket costs. You can continue to enjoy VA health care, which means you have:
The goal of the VA health care system is to achieve excellence in patient care and customer satisfaction. VA’s medical mission is singular — to serve Veterans by providing the highest quality health care available anywhere in the world. America’s Veterans deserve nothing less.
For more information about your health benefits, visit www.va.gov/healthbenefits anytime or call 1-877-222-VETS (8387) Monday through Friday from 8 a.m. until 8 p.m. Eastern.
The Affordable Care Act requires most U.S. taxpayers to declare they have minimum essential health coverage on their federal tax form. In December, VA will begin a mailed letter effort to notify all enrollees and beneficiaries of their VA health care coverage period in 2015. Included with the letter will be IRS Form 1095-B, “Health Coverage”, detailing VA health care coverage in 2015. Veterans and beneficiaries should use this form to complete the 2015 income tax forms. The law also requires VA to provide this information to the Internal Revenue Service. Mailings are expected to be completed by March 31, 2016. For more information about this new requirement, visit www.healthcare.gov.
If you have other forms of health care coverage, such as a private insurance plan, Medicare, Medicaid or TRICARE, you can continue to use VA along with these plans. Remember: it is always a good idea to inform your doctors if you are receiving care outside of VA so your health care can be coordinated.
The Marketplace is a way to shop for and purchase private health insurance (for example, health coverage other than VA health care programs) that fits your budget and meets your needs. People who purchase insurance through the Marketplace may be able to lower the costs of health insurance coverage by paying lower monthly premiums. The 2016 Health Insurance Marketplace open enrollment period is November 1, 2015, through January 31, 2016. For more information, visit www.healthcare.gov.
Even though you are covered by your VA health care enrollment, your family members who are not enrolled in a VA health care program and who do not meet the health care law coverage standards should use the Marketplace to get coverage. They may get lower costs on monthly premiums or out-of-pocket costs. They could be eligible for free or low-cost coverage through Medicaid or the Children’s Health Insurance Program (CHIP). They can submit an application for health care coverage through the Marketplace, and learn the amount of assistance for which they are eligible. The 2016 Health Insurance Marketplace open enrollment period is November 1, 2015, through January 31, 2016. For more information, visit www.healthcare.gov.
If you choose to cancel your VA health care enrollment, you may reapply for enrollment at any time; however, acceptance for future VA health care enrollment will be based on eligibility factors at the time of application, which may result in a denial of enrollment.