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VA Survivors Pension Rates

If you qualify for survivors pension benefits, the amount you get will be based on the difference between your countable income and a limit that Congress sets (called the Maximum Annual Pension Rate, or MAPR).

  • Your countable income is how much you earn, including your salary, investment and retirement payments, and any income you may have from your dependents. Some expenses, like non-reimbursable medical expenses (paid medical expenses not covered by your insurance provider), may reduce your countable income.

  • Your MAPR amount is the maximum amount of pension payable to a Veteran, surviving spouse, or child. Your MAPR is based on how many dependents you have and whether you qualify for Housebound or Aid and Attendance benefits. MAPRs are adjusted each year for cost-of-living increases. You can find your current MAPR amount using the tables below.

Example: You’re a qualified surviving spouse with 1 dependent child. You also qualify for Aid and Attendance benefits. Your yearly income is $10,000.

Your MAPR amount = $16,837
Your yearly income = $10,000
Your VA pension = $6,837 for the year (or $569 paid each month)

What’s the net worth limit to qualify for a Survivors Pension?

We’ve recently changed the way we assess net worth to make the pension entitlement rules more clear. Net worth is the total of your or your beneficiary’s assets and annual income. You should report all of your net worth. The net worth limit to qualify for a Survivors Pension as of December 1, 2018, is $127,061.

Note: In the future, the net worth limit will increase by the same percentage as Social Security cost-of-living increases. We’ll update the limit here when there’s an increase.

What’s the 3-year look-back period for asset transfers?

When we receive a pension claim, we review the terms and conditions of any assets the survivor may have transferred in the 3 years before filing the claim.

If you transfer assets for less than fair market value during the look-back period, and those assets would have pushed your net worth above the limit for a VA Survivors Pension, you may be subject to a penalty period of up to 5 years. You won’t be eligible for pension benefits during this time.

Note: This new policy took effect on October 18, 2018. If you filed your claim before this date, the look-back period doesn’t apply. (A look-back period never includes a date before October 18, 2018.)

What’s a penalty period?

A penalty period is a length of time when a survivor isn’t eligible for pension benefits because they transferred assets for less than fair market value during the look-back period. We won’t pay pension benefits during a penalty period.

Find your Maximum Annual Pension Rate (MAPR) amount

Date of Cost-of-Living Increase: December 1, 2018
Increase Factor: 2.8%
Standard Medicare Deduction: Actual amount will be determined by SSA based on individual income.

For qualified surviving spouses with at least 1 dependent:

If you have 1 dependent child and… Your MAPR amount is:
You don’t qualify for Housebound or Aid and Attendance benefits $11,881
You qualify for Housebound benefits $13,893
You qualify for Aid and Attendance benefits $17,309
You qualify for Aid and Attendance benefits and you’re the surviving spouse of a Veteran who served in the Spanish-American War (SAW) $17,833

Notes:

  • The Survivor Benefit Plan (SBP)/Minimum Income Annuity (MIW) limitation is $9,078.
  • If you have more than one child, add $2,313 to your MAPR amount for each additional child.
  • If you have a child who works, you may exclude their wages up to $12,200 for 2018.
  • If you have medical expenses, you may deduct only the amount that’s above 5% of your MAPR amount ($594 for a surviving spouse with 1 dependent).

For qualified surviving spouses with no dependents:

If you have no dependents and… Your MAPR amount is:
You don’t qualify for Housebound or Aid and Attendance benefits $9,078
You qualify for Housebound benefits $11,095
You qualify for Aid and Attendance benefits $14,509
You qualify for Aid and Attendance benefits and you’re the surviving spouse of a Veteran who served in the Spanish-American War (SAW) $15,097

Notes:

  • The Survivor Benefit Plan (SBP)/Minimum Income Annuity (MIW) limitation is $9,078.
  • If you have medical expenses, you may deduct only the amount that’s above 5% of your MAPR amount ($453 for a surviving spouse with no dependent child).

For qualified surviving children:

If you’re… Your MAPR amount is:
A qualified surviving child $2,313

Get historic rate charts from past years 2017 | 2016 | 2014 | 2013 | 2012 | 2011 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 and earlier


Read the full regulations from Title 38 Code of Federal Regulations

3.23 Improved Pension Rates – Veterans and Surviving Spouses

3.24 Improved Pension Rates – Surviving Children

3.271 “Income” for VA Purposes (IVAP)

3.272 Exclusions from Income

3.272 Rate Computations