OF Bulletin 07GA2.09

January 18, 2007

 

2007 FEDERAL INCOME TAX WITHHOLDING FORMULA

AND OTHER RATES AND LIMITS

1.      REASON FOR ISSUE:  This bulletin provides the 2007 Federal income tax withholding formula, Federal income tax withholding rate for supplemental payments, military deposit and back pay interest rates, OASDI and Medicare wage base and withholding rates as well as the Thrift Savings Plan (TSP), and Flexible Spending Account (FSA) annual contribution limits.

2.      FEDERAL INCOME TAX WITHHOLDING FORMULA:  The 2007 Federal income tax withholding formula affects the computation of the Federal income tax deductions for salary paid on or after January 1, 2007.  Following are the procedures for computing the 2007 Federal income tax withholding:

a.   Calculate the annualized gross wages by multiplying the biweekly gross wages by 26 pay periods.

b.   If the employee participates in the TSP, TSP Catch-Up, FSA program, Federal Employees Health Benefits – Premium Conversion (FEHB-PC) program or FEDVIP Vision/Dental, multiply the biweekly deductions by 26 and subtract this result from the annualized gross wages to determine the adjusted annualized gross wages.

 

c.      Multiply the number of exemptions claimed by $3,400.00 and subtract this result from the adjusted annualized gross wages to determine taxable wages.

 

d.      If the employee is SINGLE or HEAD OF HOUSEHOLD, apply the rates below to taxable wages to determine the annual tax amount.

 

TAXABLE WAGES

 

OVER

NOT OVER

AMOUNT OF TAX

$0

$2,650.00

$0.00 plus 0.0% over $0.00

2,650.00

10,120.00

0.00 plus 10.0% over 2,650.00

10,120.00

33,520.00

747.00 plus 15.0% over 10,120.00

33,520.00

77,075.00

4,257.00 plus 25.0% over 33,520.00

77,075.00

162,800.00

15,145.75 plus 28.0% over 77,075.00

162,800.00

351,650.00

39,148.75 plus 33.0% over 162,800.00

351,650.00

AND OVER

101,469.25 plus 35.0% over 351,650.00

e.      If the employee is MARRIED, apply the rates below to the taxable wages to determine the annual tax amount.

TAXABLE WAGES

 

OVER

NOT OVER

AMOUNT OF TAX

$0

$8,000.00

$0.00 plus 0.0% over $0.00

8,000.00

23,350.00

0.00 plus 10.0% over 8,000.00

23,350.00

70,700.00

1,535.00 plus 15.0% over 23,350.00

70,700.00

133,800.00

8,637.50 plus 25.0% over 70,700.00

133,800.00

203,150.00

24,412.50 plus 28.0% over 133,800.00

203,150.00

357,000.00

43,830.50 plus 33.0% over 203,150.00

357,000.00

AND OVER

94,601.00 plus 35.0% over 357,000.00

f.    Divide the annual tax amount calculated in steps 2d or 2e by 26 to determine the biweekly withholding amount.

3.   FEDERAL WITHHOLDING FOR SUPPLEMENTAL PAYMENTS:  For tax year 2007, the Federal tax withholding rate for supplemental payments will remain at 25%.  This rate applies to such payments as awards, voluntary separation incentive payments, and lump sum annual leave payments.

4.   MILITARY SERVICE DEPOSIT RATES:  The following are calendar year interest rates to be used for computing military service deposits.

YEAR

INTEREST

 RATE%

YEAR

INTEREST RATE%

2007

4.875

1995

7.000

2006

4.125

1994

6.250

2005

4.375

1993

7.125

2004

3.875

1992

8.125

2003

5.000

1991

8.625

2002

5.500

1990

8.750

2001

6.375

1989

9.125

2000

5.875

1988

8.375

1999

5.750

1987

9.000

1998

6.750

1986

11.125

1997

6.875

1985

13.000

1996

6.875

 

 

5.   BACK PAY INTEREST RATES:  The following rates should be used to update the OPM provided Back pay award interest computation program:

January 1,  2007

8%

October 1, 2003

4%

October 1, 2006

8%

July 1, 2003

5%

July 1, 2006

8%

April 1, 2003

5%

April 1, 2006

7%

January 1, 2003

5%

January 1, 2006

7%

October 1, 2002

6%

October 1, 2005

7%

July 1, 2002

6%

July 1, 2005

6%

April 1, 2002

6%

April 1, 2005

6%

January 1, 2002

6%

January 1, 2005

5%

October 1, 2001

7%

October 1, 2004

5%

July 1, 2001

7%

July 1, 2004

4%

April 1, 2001

8%

April 1, 2004

5%

January 1, 2001

9%

January 1, 2004

4%

October 1, 2000

9%

 

6.   OASDI and MEDICARE WAGE BASE AND WITHHOLDING RATES:  For 2007, the OASDI wage base is $97,500 effective January 1, 2007.  The withholding rate for OASDI remains at 6.20%.  The wage base for Medicare is still unlimited and the withholding rate for Medicare remains at 1.45%

7.   THRIFT SAVINGS PLAN ANNUAL LIMIT:  For 2007, the TSP maximum annual deferral limit is $15,500.  TSP catch-up maximum annual deferral limit is $5,000.

8.   FLEXIBLE SPENDING ACCOUNTS ANNUAL LIMIT:  For 2007, the Health Care FSA maximum contribution limit is $5,000 and the maximum contribution limit to a Dependent Care FSA remains at $5,000.

9.   RESCISSION:  This bulletin rescinds OF Bulletin 06GA2.12 dated, January 13, 2006.

10.    QUESTIONS:  Direct questions concerning this bulletin to the appropriate office below:

VHA FACILITIES

VHA PAYROLL HELPLINE (OUTLOOK)

VBA FACILITIES

202-273-6720

ALL OTHERS

PAYROLL POLICY (OUTLOOK)

 

 

 

//s// January 18, 2007

ROMANO MASCETTI, III

Associate Deputy Assistant Secretary for Financial Policy